Insurance and Therapy

 

When it comes to seeking mental health care, many people worry about the cost and quality of services. At WBH, we’re committed to making quality mental health care accessible to everyone, regardless of their insurance status or financial situation. Let’s explore how we achieve this and dispel some common misconceptions about therapy covered by insurance.

WBH’s Approach to Accessibility

At WBH, we believe that everyone deserves access to quality mental health care. Here’s how we make that a reality:

  • Insurance Verification: Once we learn about your unique situation, we’ll verify your insurance benefits for you. We’ll ask about:
    • The number of covered therapy sessions
    • Out-of-pocket expenses
    • Any coverage limitations or restrictions
    • Whether WBH is an in-network provider for your plan
  • Payment Options: If you don’t have insurance or we don’t work with your provider, we’ll walk you through alternative payment options.
  • Comprehensive Assessment: We set up an intake assessment to recommend the most appropriate level of treatment and support for your needs, taking into account your verified insurance coverage and any potential limitations

Our Insurance Network

We work with a wide variety of commercial plans and some Medicaid coverage. Our in-network insurance options include:

  • Anthem Blue Cross Blue Shield
  • Colorado Access Medicaid
  • United Behavioral Healthcare
  • Aetna
  • Blue Cross Blue Shield of Massachusetts
  • HealthFirst Medicaid
  • FloridaBlue

It’s important to note that our insurance options may vary based on your state and the specific services you need.

Dispelling the Myth: Insurance-Covered Therapy vs. Private Pay

There’s a common misconception that therapy covered by insurance is inferior to private pay therapy. This simply isn’t true. Here’s why:

  • Quality of Care: Insurance companies have strict credentialing processes for therapists in their networks, ensuring a high standard of care.
  • Expertise: Many highly qualified and experienced therapists accept insurance to make their services more accessible.
  • Continuity of Care: Insurance coverage often allows for longer-term treatment, which can be beneficial for many mental health conditions.
  • Evidence-Based Practices: At WBH, we accept insurance coverage while utilizing evidence-based treatments that have been rigorously tested and proven effective through extensive research. This approach ensures that our patients receive the most effective care available.

The Bottom Line

At WBH, we’re committed to providing high-quality mental health care, regardless of how it’s funded. Whether you’re using insurance or paying out-of-pocket, our goal is to ensure you receive the best possible care. Don’t let concerns about insurance coverage stop you from seeking the help you deserve. Therapy is successful when you find the right therapist for you—work with us to just do that.